Not my style of game. Make a million decisions up front with no context about your character, go out and chat with people to gather quests, do the quests, gain generic loot which is identical to what you have, fight enemies in what is for the genre pretty excellent shooter combat, but compared to any actual shooter is ultra boring.

It is all fine. I see why people like it. To me, these types of games lack any sort of puzzling / strategy AND lack any sort of skill based gameplay. If I am going to play an RPG, I would much rather play something like Diablo with much much more interesting skill trees and loot. If I am going to play a shooter, I would much rather play an actual shooter with non-stop combat and interesting weapons or interesting tactics or interesting enemies.